Saturday, July 6, 2013

FOR SATURDAY Privacy vs. security: 'False choice' poisons debate on NSA leaks

Security

7 hours ago

Speeding ticket camera near downtown Cleveland

Amy Sancetta / AP Photo

Americans seem comfortable with law enforcement snapping pictures of license plates ??at least those of cars involved in moving violations ??as this ticketing camera near downtown Cleveland suggests. Germans feel radically different about such data collection.

A mystery gunman who allegedly fired 700 road-rage-inspired bullets at German drivers during the past five years was finally arrested in late June. Digital sleuthing was credited with ending the reign of driving terror. Germany?s E-ZPass-like system is off-limits to law enforcement, so police set up a temporary network that tracked license plates on the road and used the data to catch the suspect.

While the arrest has been celebrated, civil rights advocates have complained that thousands of innocent drivers were also caught up in the police dragnet, and have questioned its legality. The argument might sound absurd to American ears ? would Germans really rather be shot at than have their license plates recorded? ? but Germans are more sensitive to government overreach than Americans. A rabid debate about security and privacy has begun.

As the Edward Snowden affair enters its second month, Americans don't seem to have much appetite for the subtlety of such a debate. The Prism leak discussion has been framed repeatedly as a zero-sum game, pitting privacy on one side and security on the other.

"You can't have 100 percent security and also have 100 percent privacy," President Obama said on June 7, in his principal public statement in the issue, suggesting there is some dial which forces government officials to pick one over the other.

It's a false choice, say many security experts.

Liberty vs. control
"I've never liked the idea of security vs. privacy, because no one feels more secure in a surveillance state," said Bruce Schneier, security expert and author of Beyond Fear: Thinking Sensibly About Security in an Insecure World. "There's plenty of examples of security that doesn't infringe on privacy. They are all around. Door locks. Fences ... Firewalls. People are forgetting that quite a lot of security doesn't affect privacy. The real dichotomy is liberty vs. control."

Dan Solove, a privacy law expert at George Washington University Law School, said the privacy vs. security framing has interfered with what could be a healthy national debate about using high-tech tools to fight terror.

"You have pollsters and pundits and (National Intelligence Director James) Clapper saying, 'Do you want us to catch the terrorists or do you want privacy?' But that's a false choice. It's like asking, 'Do you want the police to exist or not?'" he said. "We already have the most invasive investigative techniques permissible with the right oversight. With probable cause you can search my home. ... People want limitations and transparency, so they can make a choice about how much surveillance (they) are willing to tolerate."

By creating an either/or tension between privacy and security, government officials have invented a heavy weapon to wield against those who raise civil liberties concerns, he said. It's easy to cast the choice in stark terms: Who wouldn't trade a little personal data to save even one American life?

'A bigger haystack'
An honest, open examination of surveillance programs might show the choice is not so simple, says Ashkan Soltani, an independent security researcher.

"The government feels like they need all this information in order to do its job, that there can't be security without them having access to everything. Well, that's a lazy or shortsighted way of seeing things," he says. "The idea I reject is that you need to violate everyone's privacy rather than be better at your job of identifying specific (targets).'"

Casting such wide nets is also ineffective, he argues. Collecting mountains and mountains of data simply means that when the time comes to find that proverbial needle in a haystack, you've simply created a bigger haystack.

"Law enforcement is being sold bill of goods that the more data you get, the better your security is. We find that is not true," Soltani said.

Collecting data is a hard habit to break, as many U.S. corporations have discovered after years of expensive data breaches. The NSA?s data hoard may be useful in future investigations, helping agents in the future in unpredictable ways, some argue. Schneier doesn't buy it.

"The NSA has this fetish for data, and will get it any way they can, and get as much as they can," he said. "But old ladies who hoard newspapers say the same thing, that someday, this might be useful."

Even worse, an overreliance on Big Data surveillance will shift focus from other security techniques that are both less invasive and potentially more effective, like old-fashioned ?spycraft,? Soltani says.

The J. Edgar Hoover test
Soltani is worried that Americans, despite their vocal complaining about Washington politics, have forgotten history and are too trusting of their government when it comes to the exchange of liberty for safety.

"Right now, the abuses seem theoretical. There seems to be a lack of historical context, a lack of cases where the government has abused power," he said. "People seem to have forgotten about J. Edgar Hoover."

In fact, Solove has a test he uses to consider every extension of government power, what might be called the "Hoover test."

"Put J. Edgar Hoover in charge of the program. If your reaction is 'Yikes!' then there isn't adequate protection built in," he said. "One of the tests should be is how do we feel if we don't like the people in charge, because we don't know who will be in charge of it in the future."

The German motorway shooter example is instructive on how a system that provided both security and privacy might work. Police never considered acquiring all data, or demanding it from outside firms. They set up their own temporary collection tool, and German privacy officials are already demanding that the 60 to 80 million records collected from innocent people be handled with care.

In the world of email or mobile surveillance, it would be possible to imitate this example, Schneier says. Internet and phone record collection should not be indiscriminate, but limited, focused and temporary.

"Here's the middle path: transparency and oversight," he said. "We've already recognized that police need extraordinary powers to violate privacy ... but we have to recognize that when you give someone the power to violate privacy, that power is ripe for abuse."

Government officials have often said that oversight itself must be a secret: Mere disclosure of the existence of government surveillance programs tips off the terrorists. Schneier rejects this.

?So they tell the terrorists they are eavesdropping on email. What's the problem? We assume the terrorists don't know? This is fanciful nonsense," he said.

Follow Bob Sullivan on Facebook or Twitter.

Source: http://feeds.nbcnews.com/c/35002/f/663301/s/2e45f3fc/l/0L0Snbcnews0N0Ctechnology0Csaturday0Eprivacy0Evs0Esecurity0Efalse0Echoice0Epoisons0Edebate0Ensa0Eleaks0E6C10A536226/story01.htm

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France reportedly has its own PRISM-like data surveillance system

France reportedly has its own PRISMlike data snooping system

The US isn't the only western country with an all-seeing digital eye... at least, according to Le Monde. The news outlet claims that France's General Directorate for External Security has a PRISM-like system that captures and processes the metadata for "billions and billions" of communications, including internet messaging, phone calls, SMS and even faxes. The goal is ostensibly to track the behavior of terrorist cells, but the Directorate allegedly shares the anonymized information with other intelligence services, including the police. Whether or not residents can do much about the snooping, if real, is another matter. One source believes that it exists in a gray area, as French law reportedly doesn't account for the possibility of storing personal data this way. We're skeptical of claims that the Directorate can spy on "anyone, anytime," especially without official commentary, but we'd suggest that locals be careful with their secrets all the same.

Dan Cooper contributed to this report.

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Via: GigaOM

Source: Le Monde (translated)

Source: http://www.engadget.com/2013/07/04/france-reportedly-has-its-own-prism-like-data-surveillance/?utm_medium=feed&utm_source=Feed_Classic&utm_campaign=Engadget

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Friday, July 5, 2013

Limo breakdown strands wedding party

Erin and T.J. Nichols were hoping to have the perfect wedding many couples dream about, however, when their limousine broke down on the trip to their reception, the dream was shattered.

The huge stretch limousine simply wouldn't start shortly after the wedding party of 14 finished taking pictures in front of the House of Blues in downtown Cleveland.?

"What are we going to do? I just spent thousands on a reception that I'm now missing out on. It's ridiculous," said Erin Nichols.

Nichols told NewsChannel5 the incident left the wedding party in a panic as they searched for a solution. Penny Partlow, who was part of the wedding party, explained how they pleaded with valet operators to help them call a taxi service.

"Everybody is scrambling around. They're trying to get in and out of the limo and they're stepping all over our dresses,' explained Partlow. "We were trying to keep the flower girl and everybody calm."

The incident forced the newlyweds and their wedding party to take taxis to the reception at a cost of $165, which caused the group to be nearly two hours late.

Erin Nichols reports she called the limousine company, hoping to talk to the owner, but claimed she was given little help.

"The problem is I didn't even get a response," said Nichols. "I told the manager that the owner had to call me back within a few hours. He said the owner already knew what was going on, but I never got a call."

T.J. Nichols told 5 On Your Side the limousine company would only refund them $185 of the nearly $600 they paid for the service. The company also refused to compensate them for the $165 they paid for taxis to get to the reception.

"I would expect to be at least compensated for it," said Nichols. "It wasn't like we were just out on the town drinking for the night. It was our wedding. This was a one time event."

NewsChannel5 contacted the limousine company about this case and it quickly agreed to reimburse the couple for all taxi fees

5 On Your Side will not name the limousine company because of its response, and its "A+" record with the Cleveland Better Business Bureau.

Consumers should look for specific information in writing on all contracts before signing up for a limousine service.

The contract should include details on what happens in the event the limousine breaks down and should also include a complete refund policy.

Meanwhile, Erin Nichols is urging "brides-to-be" to do their homework before hiring a limousine company.

Erin had this message for the limousine company owner:

"Just do the right thing. Refund our money. You would want the same done for you," said Nichols. "I would advise anybody who is getting married to really do your research. If you don't, this could happen to you as well."

?

Source: http://www.nbcnews.com/id/52402946/ns/local_news-cleveland_oh/

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Wings of Hope Chapel: Celebrate the 4th by Caring for the Troops

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Source: http://sharperiron.org/filings/7-4-13/27814

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Monday, July 1, 2013

Britain turns to Canada for its new banking chief

FILE - In this Monday, Nov. 26, 2012 file photo, Bank of Canada Governor Mark Carney, smiles at a news conference in Ottawa, Ontario. Carney, the former head of the Bank of Canada and the first non-Brit to run the 319-year-old Bank of England, moves into the bank's headquarters in the City of London on July 1. He faces a tough challenge: Helping rescue Britain's economy, which has been foundering since the onset of the 2008 economic crisis. While he won't do it alone, Britain's leaders are hoping he can inject confidence and try new ideas to revive the country's fortunes. (AP Photo/The Canadian Press, Fred Chartrand, File)

FILE - In this Monday, Nov. 26, 2012 file photo, Bank of Canada Governor Mark Carney, smiles at a news conference in Ottawa, Ontario. Carney, the former head of the Bank of Canada and the first non-Brit to run the 319-year-old Bank of England, moves into the bank's headquarters in the City of London on July 1. He faces a tough challenge: Helping rescue Britain's economy, which has been foundering since the onset of the 2008 economic crisis. While he won't do it alone, Britain's leaders are hoping he can inject confidence and try new ideas to revive the country's fortunes. (AP Photo/The Canadian Press, Fred Chartrand, File)

(AP) ? It's not often that central bank governors get compared to rock stars.

But for all the buzz being created about the new man taking over as governor of the venerable Bank of England, you would think his name is McCartney, rather than Mark Carney.

"He's got that charisma," said Paul Kavanagh, senior market strategist for Killik & Co. "People will warm to him."

Carney, the former head of the Bank of Canada and the first non-Brit to run the 319-year-old bank, moves into the bank's headquarters in the City of London on July 1. He faces a tough challenge: Helping rescue Britain's economy, which has been foundering since the onset of the 2008 economic crisis. While he won't do it alone, Britain's leaders are hoping he can inject confidence and try new ideas to revive the country's fortunes.

Carney, 48, will certainly be hoping for a calmer time of it than his predecessor, Mervyn King. In his 10 years on the job, King, 65, has had to steer the bank through the financial crisis of 2008, help rescue several major retail banks and try to revive the UK's economy by bringing interest rates down to an all-time low of 0.5 percent and introducing a 375 billion pound ($572 billion) bond-buying program.

The new governor brings an impressive track record. Carney is credited with keeping money flowing through the Canadian economy by acting quickly in cutting interest rates to their lowest level ever of 1 percent, working with Canadian bankers to sustain lending through the crisis and, critically, letting the public know rates would remain low so they would keep borrowing. And it wasn't just that he had good policies ? he sold them to the public in a way everyone could understand.

However, he didn't face the same challenges as Britain. Canadian banks were stronger and didn't dabble in subprime mortgages. None of them needed a bailout. Demand for Canada's energy and mineral exports also helped the country rebound faster than most industrial nations in Western Europe and the United States.

Canada recovered faster than many other countries from the 2008 financial crisis. During 2009, unemployment hit 8.7 percent and gross domestic product shrank 4.2 percent. But it came back.

The Canadian economy expanded 2.5 percent in the first three months of this year, the fastest pace since 2011. Unemployment is now around 7.1 percent.

In contrast, the UK economy grew at 0.3 percent in the same period and its unemployment is stuck at around 7.8 percent.

The new guy from Ottawa is getting hyped as a departure from the quiet, reserved King, who comes from the gray, serious world of central banking.

"If it is your view that central bankers are boring old people, he (Carney) was not." said Benjamin Tal, the deputy chief economist at CIBC World Markets in Canada. "He looks differently. He has all his hair. He speaks in a way that it not typical."

Whereas most central bankers keep analysts busy parsing what they say ? much in the style of former U.S. Federal Reserve Chairman Alan Greenspan ? Carney is known for his wit and informed clarity.

That's considered a golden attribute at the moment, especially for the UK. Public confidence in the country's financial sector has been undermined by scandals related to interest rate-rigging, rogue trading and a lack of accountability.

"We need honest appraisals of what is going on if the public is going to change their opinion," said Cary Cooper, a professor at Lancaster University Management School. "(The public) need someone who is open and honest."

Among those anxious for Carney to succeed is Treasury chief, Chancellor of the Exchequer George Osborne, a man so unpopular in Britain that he was booed by the crowds at the 2012 London Olympics. Osborne reportedly wooed the Canadian for more than a year, happy to bear the brunt of the acerbic British media, which would criticize Carney's 874,000 pound ($1.3 million) pay and benefit package at a time when the average public sector employee received a 1 percent pay increase.

Carney's newness to Britain is an advantage: He can play the outsider ? replicating a common trait in business where a new face comes in to offer a fresh approach.

And for the UK, Carney is about as outside as you can get. He was born in Fort Smith, in Canada's remote Northwest Territories. When he was 6, his family moved to Edmonton, where his mother taught school and his father became a professor of education history at the University of Alberta

He got a partial scholarship to Harvard, where he was the backup goalie on the hockey team. Influenced by John Kenneth Galbraith, who pioneered the popular notion that economics should be accessible to the masses, Carney took up economics

But Harvard left him in debt and he opted for a job at Goldman Sachs after graduation in 1988.

"I felt it would be better to work for a few years and pay that off," he told Reader's Digest Canada in 2011 of the "exorbitant amount of money" he owed. But when asked how much, he cheerily replied: "That's a bit personal. But I paid it off ?I'm very trustworthy."

He went back to Goldman after studying at Oxford, where he met his British-born wife, Diana, who specializes in development. They have four young daughters.

Carney's years at Goldman Sachs in London, Tokyo and New York left him comfortable with the Wall Street world ? something that was particularly useful at the Bank of Canada. He understood how markets would respond, and wasn't intimidated when financial titans tried to throw their weight around. His backers like to recall a run-in with JPMorgan Chase Chief Executive Jamie Dimon, who had a heated exchange with Carney after accusing him of pushing "anti-American" bank regulations.

"He more than held his ground," former Canadian Prime Minister Paul Martin said of the exchange. "Mark won the day clearly."

Carney also solidified his reputation by using "forward guidance," or locking in the interest rate outlook for months in at a time ? the idea being that if people knew rates would remain low they would be more likely to borrow. That helped stimulate spending and economic growth. The U.S. also uses this method, and analysts think Carney might try it in Britain.

But Canadians say it's risky to make too much of Carney's role, saying he's more like Ringo Starr ? someone who was in the right place at the right time. Talented, yes, but anyone would succeed with the Beatles ? and Canada's economy has proved resilient to the global economic downturn.

Canada's conservative banks didn't suffer from the same capital and subprime crises that U.S. and UK banks have ? Carney has not had to rescue a bank during his five years at the Bank of Canada.

Tal, the CIBC economist, said that while Carney was a great central banker, a bit less hype might be in order.

"If there are any expectations of a knight on a white horse who coming to save the British economy, I suggest that they will be disappointed," he said.

But Canadian observers also suggest Britain will note his style ? the events, speeches and press conferences tinged with humor.

"I'm a member of a team, the governing council of the Bank of Canada," Carney said at the University of Alberta in May. "If my legacy turns out to be bad, I'm taking them down with me."

Analysts expect he'll take it slow at first. Britain has a much larger financial sector and remains one of the world's great money centers despite its woes. All that candor may not go over well in London.

"He had no fear about wading into any (economic) subject," said Douglas Porter of BMO Capital Markets in Toronto. "(I) suspect he will be more cautious, at least initially, in England."

__

Associated Press Writer Rob Gillies in Toronto contributed to this story.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2013-06-30-EU-Britain-Carney-Profile/id-be97dda213e44a6497f45f4f154f76ac

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Secrets of a world-class gym | Stuff.co.nz

The latest greatest equipment, friendly staff and flexibility are the secrets to a successful gym franchise, according to Justin McDonell, who owns the master franchise for the Anytime Fitness chain of 24-hour gyms in Australia.

McDonell should know. In five years he's built the franchise into a national network of 260 gyms and is on track to reach 350 gyms by Christmas, with an ultimate goal of 400 gyms.

Not a bad result for a business that opened its first franchise in the New South Wales country town of Gunnedah in 2007, population 7888.

He says he chose Gunnedah as a test location for the network because the site fit the global business model - it was located next to a supermarket. The rent was also low, allowing him a relatively risk-free first foray into the market. Just two months later, he opened a second gym, in Wodonga on the NSW/Victorian border.

According to McDonell, who founded the business with his sister Jacinta McDonell-Jimenez, although it's easy to assume gyms are more city than country, rolling out the strategy throughout country towns initially allowed the pair to keep costs low and test the market.

When the siblings were considering taking the master franchise for Australia they looked at two different gym franchises that were already successful in the United States and also considered going it alone.

But being able to access the Anytime Fitness infrastructure, marketing and IT support, as well as the name, convinced them to go ahead with the agreement.

McDonell says the major sticking point when signing the master agreement was making sure it clearly stipulated exactly what they were getting for their money.

"We wanted a tight agreement and they came to the party. But they wanted to keep ongoing support [agreed the under arrangement] loose," he explains.

The Australian franchisees pay a monthly network fee of $900, of which a third goes back to the US parent. For that, franchisees receive support and access to a dashboard of metrics so they can tell how their business is performing. They are required under the terms of their five-year contracts to do a complete refit every five years to keep the gyms looking (and no doubt smelling) fresh.

"We also give franchisees support acquiring property or signing a lease," says McDonell, who explains franchisees also get access to an inhouse architect and the business's five-strong support team, as well as coaching.

He says so far none of the franchises has failed, although one agreement was terminated. McDonell bought back this business, which he says is now performing well.

One of the reasons the franchise has been so popular with franchisees is because it can be run by one or two people. Although every outlet is open 24/7, it doesn't have to be staffed around the clock. Cameras are mounted in every gym so franchisees can monitor cameras online when they're not on the premises. (Members are given a key and access code and can let themselves in.)

Most of the gyms are also located in residential areas with plenty of parking, so gym members can get in and out easily. Memberships can be used at more than 2000 gyms around the world.

As to how the business has managed to sustain such stellar growth since it launched, McDonell says many franchisees own multiple franchises - the top franchisee has 10 gyms - which has helped drive expansion.

"Growth has come from our internal networks and through referrals from existing franchisees," he says, explaining that when selecting potential franchisees what he looks for is a passion for health and fitness, good business acumen or previous sales and marketing experience.

"I've just been in a training session and we had accountants and personal trainers as well as people who have been involved with other franchises who are attracted to the low-staffing model," McDonell says.

In terms of the lessons he's learned since opening the business, he says if he had his time again he would have self-funded the enterprise - initially two partners were involved, of which one has since been bought out.

Right now McDonell is rolling out a new product through 60 gyms called "fitness on request", which involves rooms where members can dial up exercise classes. He's also trialling cost-effective personal trainers for small groups and new cardio equipment.

"We try to be driven by technology because we're very conscious that the product needs to keep evolving."

Here are his five tips for running a successful gym:

1. Make sure you have the latest technology and gadgets.

2. Offer members services others don't.

3. Be flexible - if members want to train at 8pm on a Sunday night, facilitate it.

4. Offer a friendly, professional service.

5. Keep the gym clean.

- Sydney Morning Herald

Source: http://www.stuff.co.nz/business/better-business/8862989/Secrets-of-a-world-class-gym

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